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Find the right auto coverage for you.
Collision coverage on your auto policy protects against damages to your vehicle if you’re in an accident, regardless of who is at fault.
Required in North Dakota and Minnesota, personal injury protection (PIP) is also known as no-fault insurance. PIP covers medical expenses for you and your passengers if you’re injured in an accident, regardless of who’s at fault. PIP applies only to bodily injury and not to property damage.
Uninsured motorist coverage on your auto policy protects you if you are injured by an uninsured motorist, a hit-and-run driver, or a driver whose insurance company becomes insolvent and damages can’t be paid by the other driver.
Underinsured motorist coverage is also available and protects you if you are injured by a driver who doesn’t have enough coverage to pay for the damages or injuries they caused.
Policies can vary. Read your policy for complete coverage details.
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