Protecting your business property.
Find the policy for your business.
Property insurance protects against physical loss or damage of commercial buildings and business personal property owned by and used by the business. Business property insurance policies can be written on a specified or open peril basis and have specific coverage exclusions. Discuss with your agent what is included in your policy and possible policy endorsements available to extend your protection.
Are you adequately covered?
It is important to make sure you have adequate limits of coverage. A professional appraisal of your building is the most accurate resource for determining the proper coverage limit. Your bank often already has an appraisal on file as part of their loan underwriting process. Otherwise, your agent can help you determine adequate limits using building cost guides they have access to, along with the details you provide based on the construction of your building.
Each policy is different, and limitations apply.
More Business Insurance Solutions
Workers' Comp
Coverage for employee medical treatment and lost time at work for accidental injuries that occur on the job and for occupational diseases.
Business Liability
Liability insurance options to address the risks you face day in and day out.
Agriculture
Limit the risks your operation faces each day and protect your livelihood.
Vehicle Coverage
Protect your fleet with customizable commercial auto coverage.
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