Annie Ness

I’m originally from Park River, ND, and have been in the banking industry since 2012 and with the Bank Forward team in Valley City since 2020. I strongly focus on customer service and want the people I work with to feel comfortable. I will listen to your needs and help you find the best-suited products to help you reach your goals. Banking doesn’t have to be complicated or stressful. I’m here to make the process as smooth as possible. Away from work, I love spending time with my husband, our two kiddos, and our golden retriever. I’m also an avid reader with a goal of reading 30 books every year.